Emergency: 01491 671718
Premier Heating Solutions

Finance

Flexible finance options to spread the cost

Every home has its own heating, electrical and plumbing needs - and every homeowner has their own budget. We offer a range of finance options on any work over £400, from small repairs and upgrades right through to full installations, so you can get the work done without the upfront cost.

Payment options

Choose the option that works for you

0% Finance

Spread the cost over up to 24 months at 0% interest (up to a maximum of £3,000).

  • 50% deposit required
  • Fixed monthly payments
  • No arrangement fees
  • Quick online decision

Buy Now Pay Later

Get the work done today and delay payment for a full year, completely interest-free.

  • No deposit required
  • No arrangement fees
  • Quick online decision

Fixed APR Finance Plan

Manageable monthly payments over a term that suits you, with our flexible finance plan.

  • No deposit required
  • 9.9% APR Representative
  • Plans of up to 10 years available
  • No arrangement fees
  • Monthly payments tailored to you
  • Flexibility to make overpayments
  • Early settlement available

Representative example: Cash Price £3,500.00, Deposit £0.00, Loan amount £3,500.00, 9.9% APR representative, Interest rate 9.9% fixed, 120 monthly repayments of £45.25, Total term of loan agreement 120 months, Total charge for credit £1,930.00, Total Amount payable £5,430.00. Credit subject to status and affordability. Terms & Conditions apply. Premier Heating Solutions LTD FRN: 711923 trading as Premier Heating Solutions is a credit broker and is Authorised and Regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through www.fca.org.uk.

You're eligible if you're...

  • At least 18 years old
  • A UK resident for more than 3 years
  • Have a personal bank account that allows Direct Debits
  • Living in a house you own
  • In permanent employment (min. 16 hours per week)
  • Self-employed
  • Retired
  • On disability allowance
  • Unemployed or a 'house person' (as long as you have a cohabiting working partner who gives consent)
  • A customer with an email address and telephone number

You may not be eligible if you're...

  • Unemployed, unless you have a spouse/partner in full-time employment
  • A foster carer, unless you have a spouse/partner in full-time employment
  • An unregistered childminder
  • A full-time student, unless you're a trainee nurse or doctor
  • A supply teacher, unless you have a permanent contract with a specific school
  • Working a temporary position or via an agency
  • A customer without an email address and telephone number

All applications are subject to status and credit checks.

How to apply

Your repayment options are included as part of your quote. Simply tick the box next to your preferred repayment option before accepting your quote and you'll receive an email with a link to apply. Alternatively, call our office on 01491 671718 and we'll walk you through it.

Please note: if you have selected 'Buy Now Pay Later' you have 12 months to repay your loan in full, without incurring any interest. If the balance is not paid within this term the loan will automatically convert to a term loan. Your finance agreement will show the terms should payment not be made within 12 months.

FAQs

Which works can I finance?

Finance is available on any work over £400 - from a boiler or heat pump installation, air conditioning or full rewire, right down to smaller plumbing and electrical jobs. If your quote is over £400, just ask and we'll include finance options.

I've applied for Buy Now Pay Later but have been presented with a term loan agreement. Why?

Buy Now Pay Later is interest-free for the first 12 months from your agreement date. If the balance is not paid within this period the agreement automatically converts to a term loan. Plan ahead to take full advantage of the interest-free period.

Are there any finance options that don't require a deposit?

Yes. Both Buy Now Pay Later and the Fixed APR Finance Plan are offered without requiring any deposit.

Does Buy Now Pay Later require monthly instalments?

No. There are no instalment payments during the 12-month period. The full amount is due in a single payment at the end of 12 months.

Ready to get started? Get in touch for a quote and we'll include your finance options.